PGA West, La Quinta

Many home and condo owners choose to rent their properties to short-term renters (less than six consecutive months). While this can be a great income opportunity, you'll want to check your homeowner policy for coverage. If it won't cover your home for short-term rental usage you'll want to look for a policy that does.
In speaking with Richard Cox of The Cox Insurance Agency in Palm Desert, Richard said, "We can now cover most rental homes and condos for short-term rentals at a very reasonable cost. Representing a first in the industry, this Comprehensive Property and Liability Insurance Program was created especially for homes and condos that are being used as short-term vacation rentals."

Short & Long Term Rental Coverage
Richard further said, "This new program can be used by those who book their homes year-round or by those who only book a few days, weeks or months per year. Owners can now have peace of mind knowing that they are properly covered at a reasonable cost."
So, even if you think you are properly covered, you'll want to review your policy, or have your agent review your policy. "Most vacation homeowners are simply not covered for the risk of short-term rentals."
Richard Cox can be reached at (760) 797-1800.
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